ASmarterApproachToLoans
Helping you conquer everyday milestones in your financial lives — gold loans, business loans and more, with a transparent, disclosure-led process.
14
Branches across Madhya Pradesh
13,000+
Cumulative loan accounts served
85+
Team members
2017
Serving since
Source: operational data, updated periodically. Audited financials are available on request.
For things that matter to you
Loans and financial products, made simple
From same-day gold loans to MSME growth capital — choose what fits your milestone.
How it works
From application to disbursal in four steps
- 01Online Application
- 02Verification
- 03Approval
- 04Disbursal
Online Application
Apply online and our customer care executives will get in touch with you.
How it works
From application to disbursal in four steps
- 01
Online Application
Apply online and our customer care executives will get in touch with you.
- 02
Verification
Furnish the required documents for a simple, transparent verification, subject to KYC.
- 03
Approval
Your documents are assessed and your application is processed, subject to eligibility and our credit policy.
- 04
Disbursal
On approval, the sanctioned loan amount is disbursed directly to your bank account.
Why Recapita
Helping you to become bigger
A smarter approach to loans - that is the promise behind every loan we make.
RBI-registered NBFC
Registered with the Reserve Bank of India (Regn No. B-03.00185) and run with a governance-first, compliance-led approach.
Transparent by design
Terms, interest rates and charges are set out up front in your sanction letter and Key Fact Statement — no surprises.
Predominantly secured lending
A gold-anchored, largely secured loan book built for stability. For eligible gold loans, same-day disbursal is possible, subject to KYC and valuation.
Trusted partner network
We work with India's leading banks, credit bureaus and AMCs to serve you better.
Connected to the systems that keep lending honest
Logos identify credit bureaus, fund houses and service providers with whom Recapita Finance transacts or is empanelled. No endorsement, sponsorship or affiliation is implied.
Customer stories
What our customers say
Voices from our branches — shared with consent; names withheld to protect customer privacy.
“I needed funds for my shop within the week. The valuation was done in front of me, every charge was explained before I signed, and the amount reached my account the same day. My ornaments came back exactly as I had given them.”
Gold-loan customer, Vidisha
with Recapita since 2021
“For a small manufacturer, timing matters more than anything. The process was straightforward, the terms were told to us upfront, and repayment has been simple to manage.”
MSME borrower, Indore
“I have taken and repaid three gold loans over the years. Part-release was handled without any fuss, and nothing was ever added that wasn't explained first. That is why I keep coming back.”
Repeat customer, Bhopal
Testimonials reflect genuine customer feedback and are published with consent. Individual experiences may vary. All loans are subject to eligibility, KYC and applicable terms.
Ready to conquer your next milestone?
Apply online and our team will get in touch - or call us directly at +91 9109915411.