Corporate HR Loan

Corporate employees can now get loans at their workplace, without having to leave their seats.

Corporate HR Loan

Corporate HR Loan

Corporate employees can avail quick and hassle-free loans from their desks by contacting their employer or concerning HR. Loans are available for multiple purposes that include, but not limited to wedding expenses, medical expenses, vacation, purchase of household appliances, etc.

With corporate HR loans, employees can avail any loan starting from Rs 50,000/- to Rs 5,00,000/- with a minimum interest rate of 12.49% to 20% per annum with 6 months to 3 years loan tenures. Such loans are available to employees of all our Networked Corporates irrespective of the employee’s location of posting with the Corporate.

In today's world, where everyone is hard-pressed for time, people are finding it difficult to take time from their routine and go after banks in case of any financial need.

At this point of time, Recapita addresses this, and make it a win-win situation for the borrower and for the company. From a corporate employee's perspective, it means the convenience of getting a loan without having to chase banks and for the corporate; it is a significant employee-friendly step resulting in increased employee satisfaction, productivity, and loyalty.

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CORPORATE HR LOAN FEATURES

- Fulfill your Personal Need.
- No collateral- No guarantor.
- Minimum Document.
- Easy Repayment.
- Stay Protected (personal accident cover up to Rs. 5 lakhs). (*insurance is a subject matter of solicitation', which essentially means that insurance has to be requested or asked for, not sold).

ELIGIBILITY

- Minimum Salary Rs. 10,000. p.m.
- Age 21 to 60 years.
- Minimum employment period 1 year.

DOCUMENTS AND KYC

Proof of Identity (any one)
Passport, Driving License, Voters ID, Pan Card, Aadhar Card.

Proof of Address (any one)
Leave and License Agreement, Utility Bill (not more than 3 months old), Aadhar Card, Passport, 6 months Bank statements, Property Registration Documents, Property Tax Receipt.

Income Proof
- Latest 3 Month Salary Slips.
- Latest Form 16.
- Latest 6 Month Bank Account Statements.
- Loan Account Statement (If Any).

Ready? Set? Go.
It's Easy.

Apply Now

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