Privacy / Cookies Policy

Privacy Policy
At Recapita Finance Private Limited we are strongly committed to protecting the personal and financial information that you submit to us and would endeavor to protect it from unauthorized use.

Collection of Information
In the course of using this website or availing the products and services vide the online application forms and questionnaires, Recapita Finance Private Limited and its Affiliates/ Subsidiaries may become privy to the personal information of its customers, including information that is of a confidential & sensitive nature.

Recapita Finance Private Limited is strongly committed to protecting the privacy of its customers and has taken all necessary and reasonable measures to protect the confidentiality of the customer information and its transmission through the world wide web and it shall not be held liable for disclosure of the confidential information when in accordance with this Privacy Commitment or in terms of the agreements, if any, with the Customers.

Please read these terms and conditions carefully before accessing any material available on this site. If you do not agree with any of these terms and conditions, please do not use this site. By accessing any part of this website and/ or using the information provided on or via this website you agree to be bound by the Disclaimer clause below and you will be deemed to have accepted this Privacy Policy in full. Therefore, you should be careful with the usage of the username and password by maintaining confidentiality and ensure that you do not knowingly or accidentally share, provide, and facilitate unauthorized use of it.

Use and disclosure of Personal & Financial Information
We will protect your personal information against unauthorized use, dissemination or publication in the same manner in which we would protect our confidential information of like nature. However, under certain conditions we may share this information.

We may use personal information to improve our services to you and to keep you updated about our new products or other information that may be of interest to you.

We may share information in the course of normal business operations, such as providing services you have subscribed for, and any activity related to these services such as a collection of thefee. It may become necessary for Recapita Finance Private Limited to disclose your personal information to its agents and contractors in the course of normal business operations for the above-referred purpose. However, these parties would be required to use the information obtained from Recapita Finance Private Limited for such purposes exclusively. Recapita Finance Private Limited will endeavor to take all reasonable steps to ensure that the confidentiality of your information is maintained by imposing strict confidentiality standards on all the third parties to whom it discloses such information. We may be required to disclose your personal and financial information to the statutory authorities in connection with any legal process that may be initiated by such authorities in accordance with applicable laws. We may occasionally invite selected third parties to participate in offers we feel would be attractive to customers of Recapita Finance Private Limited.

Recapita Finance Private Limited may also share your information to provide you with superior services and a range of offers. We may use this information to advise you of products, services, and other marketing materials, which we think, may be of interest to you. We may also invite visitors to this site to participate in market research and surveys and other similar activities. If one desire Recapita Finance Private Limited to limit such sharing whereby one would not like to be informed of offers, available one may contact us at customercare@recapitafinance.com Otherwise, Recapita Finance Private Limited will use the customer information to improve the visitor experience on the site and make subsequent offers to the visitor on products which may be of interest to him/her.

The Customer authorizes Recapita Finance Private Limited to exchange, share, part with all information related to the details and transaction history of the Customers to its Affiliates/Subsidiaries/Banks/Financial Institutions/Credit Bureaus/Agencies/Participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and shall not hold Recapita Finance Private Limited liable for use or disclosure of this information.

Amendments
Due to changes in legislation or enhancements to functionality and content on the website, we may make changes to privacy policy (without being obliged to do so) and would reflect those changes in this privacy policy statement. Hence you are requested to go through the privacy policy statement on a regular basis.

Non-Binding
Please note that this privacy policy does not create any contractual or other legal rights in or on behalf of any party, nor is it intended to do so.

Forbidden Actions
While using this Site, you agree not to, by any means (including hacking, cracking or defacing any portion of the site) indulge in illegal or unauthorized activities including the following:

1. Restrict or inhibit any authorized user from using this Site.
2. Use the Site for unlawful purposes.
3. Harvest or collect information about Site users without their express consent.
4. "Frame" or "mirror" any part of the Site without our prior authorization.
5. Engage in spamming or flooding.
6. Transmit any software or other materials that contain any virus, time bomb, or other harmful or disruptive components.
7. Remove any copyright, trademark or other proprietary rights notices contained in the Site.
8. Use any device, application or process to retrieve, index, "data mine" or in any way reproduce or circumvent the navigational structure or presentation of the Site.
9. Permit or help anyone without access to the Site to use the Site through your username and password or otherwise.

Use Of Cookies
Our Site uses a technology called cookies that may be used to provide you with specific information. A cookie is a small element of data that our Site may send to your computer. Any such cookie is typically stored on your computer’s hard drive and permits our Site to recognize you when you return to the Site. Our use of cookies helps us to provide you with a better experience during your use of our Site by allowing us to understand what areas of the Site are of interest to you. These cookies do not track your individual information.