Recapita Finance

A Smarter Approach To Loans

Recapita Finance Private Limited is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (Regn No. B-03.00185). Founded in 2016 by Amit Jain, a Chartered Accountant, the company commenced operations in June 2017 from Bhopal, Madhya Pradesh — and has grown into an established NBFC in Central-Western India with a team of 100+ serving 13,000+ customers.

Recapita House — the corporate office of Recapita Finance in Bhopal, Madhya Pradesh

Recapita House

Where it all comes together

Recapita House, our corporate office in Bhopal, Madhya Pradesh, is home to the teams behind every loan we sanction — from credit and operations to customer care and grievance redressal.

Our mission

We are dedicated to shaping a better financial future for individuals and businesses by offering tailored financial solutions — empowering India's MSME sector and fostering inclusive growth through secure, reliable and innovative financial products.

Our vision

  • Establish Recapita as a premier financial institution with exemplary corporate governance and ethical standards.
  • Empower India's MSME sector through efficient, tailored financing solutions.
  • Provide innovative, accessible financial products via a customer-centric, technology-driven approach.

Our values

What we stand for

Customer-centric responsiveness

Prioritizing client needs through friendliness, fairness and efficiency, with responsive support and tailored solutions.

Empowered performance

A workforce driven by accountability, innovation and meritocratic rewards within a collaborative culture.

Innovation & creativity

Delivering shareholder value while setting industry benchmarks and contributing to community welfare.

Integrity & ethics

Integrity as the cornerstone of our business, with unwavering adherence to ethical principles.

Technology & digital capability

Compliant, technology-enabled onboarding

Government-notified Aadhaar e-KYC entity

Recapita is a Government-notified Aadhaar e-KYC authentication entity (Gazette Notification S.O. 1702(E), 8 April 2022, under Section 11A of the PMLA) — one of only 38 entities so notified.Notification S.O. 1702(E), 8 April 2022, under Section 11A of the PMLA) — one of only 38 entities so notified — enabling secure, paperless, consent-based customer onboarding under UIDAI and RBI privacy and security standards.

Proprietary lending platform

Our in-house RecFin platform (LOS/LMS) runs origination, servicing and collections end to end — giving us consistent controls, faster turnaround and a single, auditable record across every branch.end to end — giving us consistent controls, faster turnaround and a single, auditable record across every branch.

Ready to conquer your next milestone?

Apply online and our team will get in touch - or call us directly at +91 9109915411.