A Smarter Approach To Loans
Recapita Finance Private Limited is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (Regn No. B-03.00185). Founded in 2016 by Amit Jain, a Chartered Accountant, the company commenced operations in June 2017 from Bhopal, Madhya Pradesh — and has grown into an established NBFC in Central-Western India with a team of 100+ serving 13,000+ customers.

Recapita House
Where it all comes together
Recapita House, our corporate office in Bhopal, Madhya Pradesh, is home to the teams behind every loan we sanction — from credit and operations to customer care and grievance redressal.
Our mission
We are dedicated to shaping a better financial future for individuals and businesses by offering tailored financial solutions — empowering India's MSME sector and fostering inclusive growth through secure, reliable and innovative financial products.
Our vision
- Establish Recapita as a premier financial institution with exemplary corporate governance and ethical standards.
- Empower India's MSME sector through efficient, tailored financing solutions.
- Provide innovative, accessible financial products via a customer-centric, technology-driven approach.
Our values
What we stand for
Customer-centric responsiveness
Prioritizing client needs through friendliness, fairness and efficiency, with responsive support and tailored solutions.
Empowered performance
A workforce driven by accountability, innovation and meritocratic rewards within a collaborative culture.
Innovation & creativity
Delivering shareholder value while setting industry benchmarks and contributing to community welfare.
Integrity & ethics
Integrity as the cornerstone of our business, with unwavering adherence to ethical principles.
Technology & digital capability
Compliant, technology-enabled onboarding
Government-notified Aadhaar e-KYC entity
Recapita is a Government-notified Aadhaar e-KYC authentication entity (Gazette Notification S.O. 1702(E), 8 April 2022, under Section 11A of the PMLA) — one of only 38 entities so notified.Notification S.O. 1702(E), 8 April 2022, under Section 11A of the PMLA) — one of only 38 entities so notified — enabling secure, paperless, consent-based customer onboarding under UIDAI and RBI privacy and security standards.
Proprietary lending platform
Our in-house RecFin platform (LOS/LMS) runs origination, servicing and collections end to end — giving us consistent controls, faster turnaround and a single, auditable record across every branch.end to end — giving us consistent controls, faster turnaround and a single, auditable record across every branch.
Ready to conquer your next milestone?
Apply online and our team will get in touch - or call us directly at +91 9109915411.
