Calculators
Gold Loan Calculator
Get an indicative estimate of the loan amount you could raise against your gold. Enter the weight and purity of your ornaments and today's gold rate.weight and purity of your ornaments and today's gold rate.
Update this to today's market rate for a closer estimate.
Indicative eligible loan amount (at 75% LTV)
₹1,23,750
- Assessed gold value
- ₹1,65,000
- Loan-to-value applied
- 75%
This estimate is indicative only and is not a loan offer or sanction. The final loan amount depends on the in-branch valuation and purity assessment of your gold, the prevailing loan-to-value permitted under RBI directions, and our credit policy. Under RBI's gold-loan directions (effective 1 April 2026), permissible LTV is tiered by loan size (up to 85% for loans up to ₹2.5 lakh, 80% for ₹2.5–5 lakh and 75% above ₹5 lakh); we apply a conservative stance. See our Interest Rate Policy and Gold Auction Policy.