Mutual Funds & SIPs
Grow your wealth alongside managing your credit. Through Recapita's mutual fund distribution arm you can invest in schemes from India's leading AMCs — DSP, Mirae Asset, Invesco, PPFAS and more — via our dedicated portal and the Recapita Finance MFD app on Google Play.
Why choose this
- Schemes from India's leading AMCs
- Start a SIP with small monthly amounts
- Track investments on the Recapita MFD app
- Guidance from our experienced investment team
Key features
Why choose Recapita's Mutual Funds & SIPs
Schemes from India's leading AMCs
Start a SIP with small monthly amounts
Track investments on the Recapita MFD app
Guidance from our experienced investment team
Eligibility
- Indian resident with valid PAN
- KYC-compliant (we help you complete KYC if needed)
Documents required
- PAN card
- Aadhaar card
- Bank account details / cancelled cheque
How it works
From application to disbursal in four steps
- 01
Online Application
Apply online and our customer care executives will get in touch with you.
- 02
Verification
Furnish the required documents for a simple, transparent verification, subject to KYC.
- 03
Approval
Your documents are assessed and your application is processed, subject to eligibility and our credit policy.
- 04
Disbursal
On approval, the sanctioned loan amount is disbursed directly to your bank account.
Interest & charges
Transparent pricing, disclosed up front
Your exact rate and charges are confirmed in your sanction letter and Key Facts Statement.
Indicative interest rate
As per your sanction letter and Key Facts Statement.
A Key Facts Statement (KFS) setting out the all-inclusive cost of your loan — including the Annual Percentage Rate (APR), fees and charges — is provided with your sanction, as required by RBI.
Schedule of Charges
| Charge | Details |
|---|---|
| Interest rate | As per the product range above and your sanction letter / KFS. |
| Processing fee | Determined by product type and loan amount; disclosed at sanction. |
| Prepayment / foreclosure | Nil for individual floating-rate loans; up to 5% on other loans for early closure before the agreed tenure. |
| Penal charges | Up to 24% per annum (non-capitalised), applied on the overdue principal only. |
| Cheque / mandate bounce | ₹500 plus GST per instance of dishonour or payment bounce. |
| Auction charges (secured/gold) | Actuals where recovery through auction becomes necessary, as per the loan agreement and Gold Auction Policy. |
| Stamp duty & statutory levies | At actuals, in accordance with applicable law. |
All loans are at the sole discretion of Recapita Finance Private Limited and are subject to KYC, eligibility, documentation, valuation and applicable RBI norms. Interest rates and charges vary by product, tenure and borrower risk profile, and are confirmed in your sanction letter and Key Fact Statement (KFS). Information on this page is indicative and for general guidance only — it does not constitute a binding offer of credit.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Recapita Finance acts as a distributor of mutual funds (AMFI ARN: 189542), not as an investment adviser. Recapita Finance does not guarantee any returns.
Questions
Frequently asked
Where do I start?
Visit our mutual funds portal or download the Recapita Finance MFD app from Google Play — or call us and our advisors will set you up.
Ready to conquer your next milestone?
Apply online and our team will get in touch - or call us directly at +91 9109915411.